Down Payment Assistance
We have partnered with 3 companies to make it easy for you to compare loan terms from 15 different lenders!
Interest rates are as low as 6% and payment terms are up to 23 years,
depending on your credit score and down payment amount.
You can also use the lender of your choice!
Our Tiny Homes on Wheels are registered as travel trailers,
so RV Loans & personal loans from your favorite bank or credit union can work.
See your personalized monthly payment options from 13 different national lenders within minutes & without affecting your credit score.
Down payment is flexible
Interest rates depend on your FICO score
Loan terms up to 12 years
Minimum FICO score: 550
Hearth makes it easy for you to find monthly payment options for your project, with:
Loan amounts up to $100,000
Funding within 1-3 days
No prepayment penalties
No home equity required
Affordable monthly payment options
Click "Get My Rates" to be pre-qualified with Hearth
city national bank
City National Bank in Sulphur Springs, TX offers RV loans for Tiny Houses on Wheels.
- 20% down payment
- interest rates from 6.25% to 7.15%
- loan term up to 10 years
- Min credit score: 650
Ask to speak with Ron Watson - Ron.watson@bankatCNB.com
903.885.7523 ext. 4139
21 mortgage Corporation
- Down payment as low as 10% with 650+ credit score
(higher down payment with lower credit score)
- Interest rates starting around from 6%
- Loan term up to 23 years
- Land/home loans also available
We are partnered with Little Homes of Texas to provide financing thru 21st Mortgage.
Contact Saleem Malik for info on how to apply:
matching Grant Program
Operation Tiny Homes will match your down payment
up to $12,000!
To qualify for the grant someone in your household must be a community hero
be struggling with hardship.
Military or Veteran Status
Emergency Medical Personnel
Pre-K - 12th Grade Teachers
Lives in an area that was affected by a hurricane, wildfire, flooding or any other natural disaster
Aging out of Foster Care
Surviving Spouse of a Military Member or Public Protector
Directly Impacted by the Covid-19 Pandemic
Other community hero or harship
Your tiny home must be your primary residence for at least 3 years
You must be a US citizen or permanent resident
Submit a Tiny House Planning Tool to estimate the cost for your home
(write in the notes section that you are a candidate for the down payment matching grant)
Get pre-approved for your estimated loan amount using the Hearth Financial link above or at the bottom of the Planning Tool
Meet with an Indigo River Tiny Home Specialist to finalize your home's design & price